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Showing posts from February, 2021

Baeta Assessoria closes partnership with Qualicorp

 Baeta Assessoria closes partnership with Qualicorp The Baeta Assistance has partnered with Qualicorp. Now all brokers who wish to sell health plans by adhesion with the advantages administrator will have the support of Baeta . Brokers registered with Qualicorp through the support of Baeta have the likelihood to sell the most health plans by market adhesion, such as: SulAmérica, Bradesco, Amil, Unimed and Assim. to get this support, simply register at: cadastr.baeta.com.br/qualicorp. “In addition to all or any the commercial, technical and operational assistance completely freed from charge, Baeta offers an ideal ecosystem for the broker, with the likelihood of economic rooms, training and technical meetings, management and multicalculation tools, leads, digital marketing and every one administrative apparatus , financial and business management of the broker ”, says the director of Baeta Assessoria, João Arthur Baeta Neves. plano de saúde unimed fortaleza hapvida fortaleza plan...

Argo prepares launch of the first insurance linked to CNH in Brazil

 Argo prepares launch of the primary insurance linked to CNH in Brazil The Argo Insurance is within the final testing phase to launch the 'Liability Driver' safe a product designed to guard drivers and unforeseen losses arising from compensation for damage to 3rd parties while operating automobiles. The new insurance are going to be 100% digital and may be hired on the spot, without bureaucracy or large questionnaires, with the sole requirement that the driving force features a National driver's licence (CNH). due to this, the insured also will not got to own a vehicle to rent the coverage. “We estimate that this new insurance has the potential to serve quite ten million Brazilians. within the vehicle rental segment, for instance, around two million drivers are going to be ready to benefit, as there'll not be a requirement to pay insurance against third parties, ”says Bruno Pereira, CFO and Interim CEO of the corporate. The insurer estimates that the official launch of ...

Health plans: ANS provides November numbers

 Health plans: ANS provides November numbers The ANS (National Supplementary Health Agency) updated the numbers of health plan beneficiaries for the month of November. within the period, the world totaled 47,360,821 users in health care plans and 26,635,670 in exclusively dental plans throughout Brazil . These data are available through things Room, a question  tool on the ANS portal. In November, the expansion trend that had been seen in previous months was confirmed: within the segmentation of healthcare, the world registered a rise of 0.4% as compared with October and 0.72% in reference to November 2019. within the dental segmentation , there was growth of 1.05% in reference to October and 4.02% in reference to November 2019. Among the states, as compared with November 2019, the world registered a rise in beneficiaries in health care plans in 18 federal units, with Minas Gerais, Goiás and Distrito Federal having the best gain of beneficiaries in absolute numbers. within the...

Porto Seguro incentive campaigns are extended

 Porto Seguro incentive campaigns are extended The Porto Seguro extended two campaigns incentive to insurance brokers. The initiatives of the Health and Dental segments allow the winning of additional awards from new contracts. The “500 por vida” campaign within the Health segment and therefore the “20 Ver Sorrindo” do Odontológico won three more months and can run until March 31. According to the commercial manager of Health, Dental and Occupational at Porto, André Lopes, the extension of the campaigns aims to expand the chances of additional gain in business for professional insurance partners and to strengthen the connection with them. “Our goal with the campaigns is to strengthen the connection with the brokers , thanking them for his or her partnership over the years. this is often differently for the corporate to value the work of execs who help spread the culture of insurance throughout the country ”. 500 Per Life It allows brokers to earn extra earnings, additionally to tra...

Allcare and Unimed Campina Grande close partnership

   Allcare and Unimed Campina Grande close partnership A AllCare e a Unimed Campina Grande firmaram uma parceria para a comercialização de planos de saúde coletivos na região. A Unimed Campina Grande, que completa 50 anos de atuação em 2021, é a primeira parceria da administradora no ano e reforça a atuação da administradora no Nordeste, que passa a estar presente em sete dos nove Estados da região. The partnership expands the alternatives of access to non-public health for the local population, especially professionals, civil servants, traders, companies and administrative bodies. the chief manager of AllCare Special Projects, Suely Macedo Ribeiro, highlights the importance of the town of Campina Grande together of the foremost important economic centers in Paraíba. She explains that “the partnership with Unimed will allow us to satisfy the growing demand of the population and corporations within the city for health plans , especially at a time when health is increasingly pla...

Omint launches e-book with tips for hiring a business health plan

 Omint launches e-book with tips for hiring a business health plan A recent survey by Ibope acknowledged that having a health plan is that the 3rd biggest desire of Brazilians, behind education and housing alone. For 97% of Brazilians, insurance may be a highly clincher when taking employment. In all, the offer of this benefit was considered “very important” for quite 80% of these consulted to make a decision between one job or another. Considering this scenario, so as to support brokers and HR managers in their deciding, Omint administered an in-depth curation with research and referenced market information, gathered in an e-book that presents 10 essential tips for hiring an insurance plan. corporate health. the entire file is out there for download at the link . The material represents a valuable input for brokers, supporting them in consultative selling through information which will help them to propose products and solutions that are in accordance with the requirements of ever...

ANS standardizes electronic administrative process

 ANS standardizes electronic administrative process The National Supplementary Health Agency (ANS) published Normative Resolution (RN) No. 464, which regulates the procedures for the operation of the electronic administrative process within the scope of the regulator. The measure, which is a component of the ANS Digital project, guarantees legitimacy to the implementation of digital services and provides legal certainty to the parties involved, that is, health plan operators, service providers, beneficiaries, suppliers and other users who interact with ANS . the utilization of electronic means in administrative processes also promotes speed, economy of resources, increases security and ensures greater transparency within the procedural process. The RN was published within the Federal Gazette on 12/31/2020 and can enter into force in 90 days from that date. Thereafter, the electronic administrative process will become mandatory within the scope of the regulator, and therefore the op...

SulAmérica extends sales of health plans from two lives

 SulAmérica extends sales of health plans from two lives Until January 31, the insurance agent offers SulAmérica health plans within the SME modality for companies from two lives. The promotion remains available on all products for little and medium-sized companies, including the SulAmérica Direto family, which already has options in Sao Paulo , Rio de Janeiro, Campinas, Curitiba, Recife and Joao Pessoa. The SulAmérica Direto family offers regionalized health plans , with hospital, outpatient and laboratory coverage a really">during a quality referenced network at a very competitive price. All plans have the telemedicine service Saúde na Tela and access to the SulAmérica Saúde application. plano de saúde unimed fortaleza hapvida fortaleza plano de saúde hapvida plano de saúde amil empresarial Plano de Saúde Bradesco no Nordeste

Qualicorp expands national sales and creates more opportunities for brokers

 Qualicorp expands national sales and creates more opportunities for brokers The Qualicorp recently announced the expansion of national sales for insurance brokers. With the target of continuous to value the sales professional, who contributes to the population's access to non-public health, the administrator offers brokers within the four corners of the country more opportunities to sell, with new products, more customized and accessible to the population of various Brazilian regions. The novelty allows the broker to sell to all or any of Brazil, no matter the state during which he resides “We are constantly looking to strengthen our relationship with the insurance agent, which is important for the corporate. With the expansion of national sales, we'll offer them more opportunities, because the broker are often in Porto Alegre, use the appliance and sell the health decide to someone who is in Salvador, for instance ”, says Alessandro Courbassier, Commercial Director Brazil - A...

SUS charges R $ 450 million from Hapvida and NotreDame

 SUS charges R $ 450 million from Hapvida and NotreDame The health plan operators Hapvida and NotreDame Intermédica , which are negotiating the merger of their businesses, did not pay just over R $ 450 million to the Unified Health System (SUS). the quantity refers to the reimbursements that non-public plans must make to the govt when their clients are served within the public network. The data are from the National Supplementary Health Agency (ANS), the body liable for inspecting the plans. A survey by the municipality shows a balance of R $ 229.6 million due by NotreDame, and another of R $ 221.6 million, charged to Hapvida. Among the five largest plan operators within the country, they're the sole ones with an efficient Payment Index (IEP) of 0%. The indicator, created by ANS , reflects the share of amounts paid or in installments in reference to the entire supposedly due by the businesses. the opposite three main operators within the country in number of beneficiaries - Bradesc...

The compulsory vaccination of Covid-19 and its effects on health plans

 The compulsory vaccination of Covid-19 and its effects on health plans The Federal Supreme Court during a virtual plenary session, judging together two ADIs under numbers 6586 and 6587 plus Are 167879, understood by majority of votes, 10 votes to at least one, to authorize restrictive measures for those that don't get vaccinated against Covid-19. ADIs rapporteur, Minister Ricardo Lewandoski, voted for the compulsory nature of the Coronavirus vaccine. In the aforementioned Are, Minister Rapporteur Luis Roberto Barroso, in his vote, even made a regard to a precedent in his work, albeit with a special focus and focus, because there it had been a case regarding Jehovah's witnesses. For him, therein feat, life was “at stake” for religious reasons that might not involve a collectivity. Here, during this case during which the three lawsuits were concurrently judged, he stated that this is often a collective health concern where the well-being of all, consistent with the minister, ove...

Even within the crisis, Brazilian doesn't hand over the health plan

 Even within the crisis, Brazilian doesn't hand over the health plan Even within the midst of the severe crisis caused by the pandemic , Brazilian health plans registered a rise of 560 thousand beneficiaries in 2020. this is often a rise of 1.2%, the primary within the sector since 2014, consistent with a previous data released by ANS ( National Supplementary Health Agency) . In December alone, there have been 179 thousand new beneficiaries in supplementary health. There are now 47.6 million people served. According to Vera Valente, executive of FenaSaúde, “the positive result demonstrates that folks increasingly recognize the importance of supplementary health and, even within the midst of a crisis just like the current one, seek access to the standard of care provided by plans and personal insurance ”. The intention of the supplementary health operators is that even more users can calculate a personal health plan . This has been the trouble of the businesses related to FenaSaúde,...

Renan Pinto takes over as CFO of Qsaúde

 Renan Pinto takes over as CFO of Qsaúde Economist Renan Pinto, 38, takes over as CFO of Qsaúde . the chief came from Gerdau, where he held the position of Senior Director of Technology and Digital Transformation (CIO / CDO in English acronyms) within the company's operation in North America. In his last year, he also held the position of monetary Director of Gerdau's operation in Peru. it's with this wide baggage in finance and technological culture that the chief disembarks from Tampa, Florida, to Sao Paulo. “Leading the digital transformation of an outsized company and attracting startups were challenges that gave me a broad view on the importance of getting a company culture focused on technology”, says Renan, who is from Rio de Janeiro, graduated in Economics by IBMEC and features a academic degree in Business Administration from Stanford grad school of Business. Back in Brazil after accumulating 10 years of international experience, the economist is happy about the ne...

Health tech launches entrepreneurship program for ladies

  Health tech launches entrepreneurship program for ladies EXCLUSIVE - Brazil's percentage closed 2020 at 14.3%, while within the previous year it had been 11.2%. this suggests a growth of 1.7 million unemployed , totaling 14.1 million people. To lessen the impacts of the pandemic and help these people in how, more specifically the feminine audience, health tech Clude launched the Clude Women Project. The initiative aims to register, train and pay 1,000 women to become distributors through the corporate, providing greater gender equality within the market. Unemployment among them reaches 17%. At the peak of the pandemic, between March and September, the amount of girls who lost their jobs was 65.5% of the entire, while that of men was 34.5%. consistent with data from the ladies Entrepreneur Network, female entrepreneurship grew by around 40% in 2020. within the 22 to 35 age bracket alone, the expansion was 54%. According to the company's creator and president, Marcio Montovani,...

ANS opens public consultation on operators' assistance network

 ANS opens public consultation on operators' assistance network The ANS (National Supplementary Health Agency) launched last Monday (01/25) a public consultation on the proposal for a Normative Resolution that gives for the standards for changes within the hospitalization network. the target is to enhance rules for the replacement of hospital entities and network resizing by reduction, additionally to improving the efficiency of communication to the beneficiary. Society contributions are often sent until 10/03/2021. The change within the network of hospital providers is provided for in Law No. 9,656 / 1998 and it's up to the entity to determine the principles for the intended changes. The discussion on the topic started in 2016 at the merchandise Structure Regulation Committee. Two years later, the subject was included within the Regulatory Agenda of ANS 2019-2021 and therefore the debate was resumed within the Regulatory Agenda Dialogues, which consisted of a series of meeting...

Readjustment in health plans is important to take care of coverage and services

 Readjustment in health plans is important to take care of coverage and services EXCLUSIVE - thanks to the Covid-19 pandemic , ANS (National Health Agency) suspended the readjustment of health plans in 2020. However, as of that month, the payment slips have already been sent to the beneficiaries with the readjustment, be it annual or for changing the age bracket, which wasn't charged last year. The regulator defined that the rise should be up to eight.14% for individual or family plans contracted as from January 1999. additionally, the Agency established that the worth fixed for the last age bracket (59 years or more) doesn't are often quite sixfold the worth of the primary age bracket (0 to 18 years). With the rise in monthly fees, the most concern of users isn't having the ability to continue paying the plan. Termination or suspension of a private contract can occur if payment isn't made after 60 days, consecutive or not, within the last 12 months. The insurer or oper...

Bradesco Saúde registers quite 111 thousand online services in 2020

 Bradesco Saúde registers quite 111 thousand online services in 2020 The pandemic of the new coronavirus isn't over yet and Bradesco Saúde has already registered 111 thousand online consultations in several specialties, since the launch of the space consultation service through the Digital Health application. Teleconsultation is one among the services offered to the quite 3.6 million beneficiaries of the insurance firm across the country, with a mean of 515 daily consultations. consistent with company data, approximately 30% of beneficiaries held two or more consultations, showing a high level of satisfaction and repair loyalty. Another data from the interior survey is that 46% of the consultations performed weren't associated with cases of suspected Covid-19. Regarding the effectiveness of the telemedicine service, 88% of the consultations were resolved, that is, there was no need for the beneficiary to be mentioned an ER (hospital or clinic). This result's the results of ...

Profile and challenges of the elderly as beneficiaries of insurance

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 Profile and challenges of the elderly as beneficiaries of insurance The world's population aging is already a reality and, in Brazil , this is often no different. The greater longevity of the population may be a great achievement of society, however, in a way, this brings with it some extent of reflection on the insurance scenario. According to data presented by the Institute for Supplementary Health Studies (IESS) , in March 2020, there have been 6.6 million elderly people over 60 with health plans in Brazil, which represents 14% of the entire beneficiaries of supplementary health (47 million). This number has doubled within the last 20 years, when there have been only 3.3 million elderly people. Ricardo Sant'ana When analyzing the profile of those beneficiaries, we noticed that, in March 2020, 63% of the elderly were on collective plans and 37% on individual or family plans. This scenario has also changed over the years, with a jump within the number of elderly people in col...

Health plans: ANS provides December numbers

 Health plans: ANS provides December numbers Cheers The National Supplementary Health Agency (ANS) updated the numbers of health plan beneficiaries for the month of December 2020. within the period, the world totaled 47,564,363 users in health care plans and 27,050,313 in exclusively dental plans altogether over Brazil. In health care, the amount is that the highest recorded since January 2017. Before that, it had been surpassed in December 2016, when 47,631,754 beneficiaries were registered. These data are available within the Situation Room, consultation tool of the ANS portal . In December, the expansion trend that had been verified in previous months was confirmed: within the segmentation of healthcare, the world registered a rise of 0.37% as compared with November, and of 1.16% in reference to December 2019 within the dental segment, there was a growth of 1.35% in reference to November and of 4.45% in reference to December 2019. Among states, as compared with December 2019, su...

Breast Reduction by Health Insurance

 Breast Reduction by Health Insurance While some women seek the appliance of silicone to enlarge their breasts, others search for  breast reduction . Among the foremost common factors caused by excessive breast size are back pain, problems with posture and even low self-esteem. To reduce this discomfort and reach a size proportional to the body, it's necessary to perform a  reduction mammoplasty, more commonly referred to as breast reduction - a procedure which will be done by  the health plan ,  although it's not included within the list of procedures and events in National Supplementary Health Agency (ANS). With that in mind, we've prepared this post with all the knowledge you would like before requesting your surgery. Check it out below! What is reduction mammoplasty? The  reduction mammoplasty may be a surgery during which it's withdrawn excess fat, glandular tissue and skin of the breast until it reaches a size that doesn't cause discomfort to the colu...

Does the Health Plan cover IUD placement?

 Does the Health Plan cover IUD placement? According to the Ministry of Health , only 1.9% of Brazilian women use the IUD (Intrauterine Device). However, that percentage begins to vary. An increasing number are trying to find alternative methods to the contraception pill to avoid side effects - including the IUD . The Ministry of Health itself expanded access to the device hoping to extend the speed of use to 10% of girls by 2020. Health plans , on the opposite hand, since 2008 are required to hide procedures for IUD contraception , vasectomy and ligation. However, a number of them still enforce the refusal. Now see what your rights are and why the health plan is required to hide the location of the IUD . gave What sorts of insurance are there? There are five coverage possibilities: - Outpatient; - Hospital (with or without obstetrics); - Reference; - Dental. Each classification defines the services to which the contractor is entitled, like consultations, exams and coverings, addit...

Duration of the Health Plan in case of dismissal

 Duration of the Health Plan just in case of dismissal It can't be denied that Brazil still suffers consequences of the crisis, both political and economic. Unfortunately, this has led to the dismissal of the many workers, both within the public and personal sectors. As many of us know, private companies and public agencies usually offer a series of advantages to their employees, among the advantages offered we will list the Health Plan together of the foremost important. This whole series of layoffs ended up generating many doubts and speculations about the validity of health plans after the dismissal of employees. If you were fired, check below to ascertain if it's possible to stay your health plan active and for a way long it's allowed. The law is on the side of the dismissed validity of the Health Plan Facing a dismissal isn't easy, however, having knowledge about your rights makes this moment a touch easier for both the pocket and therefore the mood of the dismisse...

Health Plan Covers or Not Plastic Surgery

 Health Plan Covers or Not Plastic Surgery? Can the health plan cover the cosmetic surgery you're eager to do? Brazil is that the second country within the world in terms of cosmetic surgery , with quite 1.46 million cosmetic procedures performed, second only to the us, which totals quite 1.56 million. The dream of the many women and therefore the desire, increasingly assumed, of the many men, the foremost common procedures are silicone breast implantation, liposuction, abdominoplasty and eyelid surgery (blepharoplasty). But do health plans cover cosmetic surgery ? during which cases is it possible to enjoy the benefits? is that this subject of interest to you? So, pay close attention to ascertain if you fit into any of the situations that we'll present below! When does the health plan cover plastic surgery? A priori, the health plan covers cosmetic surgery . In fact, the National Supplementary Health Agency (ANS) lists which procedures the agreement must cover. These are calle...