Does the Health Plan cover IUD placement?

According to the Ministry of Health, only 1.9% of Brazilian women use the IUD (Intrauterine Device). However, that percentage begins to vary. An increasing number are trying to find alternative methods to the contraception pill to avoid side effects - including the IUD .

The Ministry of Health itself expanded access to the device hoping to extend the speed of use to 10% of girls by 2020. Health plans , on the opposite hand, since 2008 are required to hide procedures for IUD contraception , vasectomy and ligation.

However, a number of them still enforce the refusal. Now see what your rights are and why the health plan is required to hide the location of the IUD .

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What sorts of insurance are there?

There are five coverage possibilities:

- Outpatient;

- Hospital (with or without obstetrics);

- Reference;

- Dental.

Each classification defines the services to which the contractor is entitled, like consultations, exams and coverings, additionally to accommodation and hospitalization. The National Supplementary Health Agency (ANS) guarantees a minimum service consistent with the sort of your plan.

IUD has mandatory coverage by health plans

Does the health plan refuse to hide the location of the IUD ? don't be concerned, coverage is mandatory. it's included within the List of Procedures and Events in Health of the National Supplementary Health Agency (ANS) by Normative Resolution 167 published within the DOU of January 10, 2008.

A few months later, on May 28, another Normative Resolution, No. 192, was published within the DOU, covering the coverage of birth control procedures by operators. In fact, this was just a standardization by the ANS after Law No. 11,935 of 11/05/2009 - which determines the coverage of birth control actions by health plans - was sanctioned.

That is, the coverage of IUD placement by health plans is quite supported by the law. Mandatory procedures include male sterilization surgery (vasectomy); female sterilization surgery (sterilization);  hormonal and non-hormonal IUD implantation , including the device in both cases.

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What birth control consists of

But that's not all. because the law determines coverage for birth control actions, the services provided are broader. this is often because the concept of birth control consists of a group of actions to assist women and men to possess or to not have children.

This right is guaranteed within the Federal Constitution of 1988 and also by Law 9.263 / 96. Therefore, covenants should also cover counseling consultations and academic activities associated with birth control.

It shouldn't be forgotten, however, that this doesn't mean that the grace periods shouldn't be respected. All health plans must cover these procedures, as long as they're not within the grace period. If the operator refuses, it's going against the law and should be challenged in court.

It is good to recollect that the duvet is valid both for the location of the IUD and for its replacement due to its validity. If the IUD must get replaced after the expiration date, thanks to age, expulsion, complications, withdrawal thanks to pregnancy or any medical indication, its replacement also has mandatory coverage determined by the ANS.

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IUDs may reduce risk of cervical cancer

A review published within the medical journal  Obstetrics and Gynecology  suggests that ladies who use an IUD are at significantly lower risk of developing cervical cancer. consistent with experts, it's the third commonest sort of cancer in women worldwide.

In addition, the utilization of an IUD would also decrease the danger of cervical cancer by a 3rd. The disease currently kills 270,000 women a year worldwide and affects almost 530,000 of them, consistent with the planet Health Organization (WHO). the amount is predicted to rise to 416,000 deaths per annum by 2035.

For the lead author of the article, the professor of preventive clinical medicine at the Keck School of drugs (University of Southern California), the finding is striking. it might enable the lady to be ready to get some help in controlling cancer while making a contraceptive decision.

One theory is that the device stimulates an immune reaction that helps fight some infections which will cause cancer, like human HPV. Another possibility is that, when the IUD is removed, precancerous cells that would become tumors also are scraped.

IUD success rate is 99.3%

The success rate of the IUD as a contraceptive is 99.3%, but there's an excellent controversy about whether the device can increase the danger of carcinoma . this is often because the  hormonal IUD contains levonorgestrel, an artificial sort of progesterone, the natural hormone known to fuel carcinoma .

The subject, however, remains controversial and research indicates that the danger propensity is that the same in reference to contraception pills . On the opposite hand, there's the non-hormonal IUD , which also has mandatory coverage by health plans .

Do not wait any more to form your health plan. inspect the operators that operate in your region, ask one among our salespeople and find out the right plan for you! Click here and make your health plan

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