Duration of the Health Plan in case of dismissal
Duration of the Health Plan just in case of dismissal
It can't be denied that Brazil still suffers consequences of the crisis, both political and economic. Unfortunately, this has led to the dismissal of the many workers, both within the public and personal sectors.
As many of us know, private companies and public agencies usually offer a series of advantages to their employees, among the advantages offered we will list the Health Plan together of the foremost important.
This whole series of layoffs ended up generating many doubts and speculations about the validity of health plans after the dismissal of employees.
If you were fired, check below to ascertain if it's possible to stay your health plan active and for a way long it's allowed.
The law is on the side of the dismissed
validity of the Health Plan
Facing a dismissal isn't easy, however, having knowledge about your rights makes this moment a touch easier for both the pocket and therefore the mood of the dismissed. Among the various rights of the dismissed employee is that the possibility of him remaining within the corporate health plan after the corporate leaves the corporate.
This right is provided for by the 30th article of Law No. 9,656 / 1998, referred to as the Health Plans Law , regulated by normative Resolution 279/2011 of ANS - National Supplementary Health Agency.
But there's a catch. The rule is valid just for employees who were dismissed without just cause , also because the deadlines for staying within the health plan are limited.
If the dismissal occurred voluntarily, or the previous employee was dismissed for cause, then this right is not any longer valid.
Why is it important that I even have a health plan?
Private consultations, exams, hospitalizations and emergent situations are often very expensive. the maximum amount because the prices of health plans aren't so cheap, it's an investment for your health and may cost much but doing the whole process independently.
In addition, when the insurance covers your needs, the likelihood that you simply will become ill or have a ill health is greatly reduced. Vitta, for instance, created something unprecedented within the market: the primary health plans for Startups (ANS 42191-0), which has an automatic process by the Health Team and private Doctors. That is, you literally receive a follow-up of your health via Whatsapp, and, as a result, prevent unnecessary visits to the Hospital - while these might be simple consultations. additionally, medications are included within the plans.
After all, what's the duration of the Health Plan for the previous employee?
Health plan
After leaving the corporate, the dismissed person can remain within the health plan for a period like one third of the time he / she remained within the company, however, this era is restricted to a minimum of six months and a maximum of two years.
If the worker has worked for less than one month during a particular company and has been dismissed, he has the proper to stay on the company health plan for a period of six months.
But if he has worked for ten years within the company, albeit a 3rd of the time therein period is like quite three years, he can only use the health plan offered by the corporate for a period of up to 2 years.
Find out what proportion an honest health plan really costs!
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What does it fancy continue using the company's health plan?
First, to continue enjoying the health plan, the worker must have contributed to the plan during the whole period that he worked at the corporate.
If the corporate was 100% liable for the payment of monthly fees, then the proper to continue isn't guaranteed.
The dismissed must pay 100% of the monthly payment of the health plan after leaving the corporate, that is, despite remaining within the plan, which was previously paid by the corporate, will automatically be paid fully by the previous employee.
The benefit remains valid only as long because the employee is unemployed. once you start working for a replacement company, the proper to stay within the old plan is automatically extinguished.
Continuing with the Plan remains advantageous
Health plan term
As there are not any readjustments within the monthly fee, it's advantageous for the previous employee to stay on the company's health plan , in any case the monthly fees are cheaper than a private plan and therefore the benefits offered by the health plan are an equivalent.
If you bought fired, stay calm, however difficult it's going to be, try to not despair. believe your health, safety and luxury, first. After all, unforeseen circumstances can happen to anyone and paying for a personal consultation isn't cheap.
Therefore, contact the operator and keep your health plan active, the monthly fees are lower and therefore the benefits and security for your family are an equivalent as for a private plan.
What are the benefits?
Greater safety and quality
The first of the important benefits of getting a insurance is that the security of knowing that if you or your relations need medical attention, they're going to receive the simplest possible care, without having to attend for hours. this sense of security provides an immense gain in quality of life.
Life expectancy
Having good conditions to stay up with health, living longer becomes just a consequence. additionally, hiring the service guarantees far more peace of mind once you know that if a disease appears, you'll receive dignified care.
National coverage
It is worth investing during a plan with national coverage. If you travel tons, you'll always be calm knowing that you simply are wherever you're, if an accident happens, you'll be treated as you deserve.
Getting sick less often
It may seem contradictory, but yes, who features a insurance, has more facilities in scheduling routine appointments. Thus having the ability to specialise in preventive health avoiding more serious diseases.
Speed to schedule exams
The same goes for medical exams, once you have an honest insurance, having the ability to schedule and perform an exam, however specific and / or detailed it's, is far easier and faster than once you only have the SUS.
Ease of consultation
When one depends on the only health system, there are often waiting lists of months to urge a medical appointment. once you have a insurance, it's much quicker and simpler to be ready to see a doctor.
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